Case studies

Insurance & Agri-finance

Cattle Insurance Management System

One system runs the cover end to end, from the first lead to closure.

The assessment trail is auditable and tamper-evident.

  • Livestock Insurance
  • Field Assessment
  • Partner Routing
Cover desk · Illustrative

01

The problem

  • A cattle-trading and dairy-farmer platform offered insurance on farmers’ animals, with insurance companies and banks as partners.
  • Every case needed a field visit: the ear tag, photos, videos and a health certificate.
  • Farmers, field paravets, insurers and banks each held a different part of the case.
  • Rural addresses had to be exact, down to the district and the postal code.
  • Turnaround had to be measured on every case, from the first lead to closure.

02

The system

  • A lead carries the farmer, the herd, the ear tags and the field evidence.
  • Paravets visit the farm and record the assessment against the lead.
  • Each case is routed to the insurance company and the financing bank.
  • Insurers, banks and paravets each see only their own part of a lead.
  • Evidence cannot be deleted from under an assessment, and every record keeps its history.
  • Leads move in and out in bulk, matched to each partner’s own reference.
  • Partners read their dashboards inside the system.

03

Where the agents work

How BizBMS runs a system like this today, not a record of this client’s setup: agents do the work below, and nothing is paid, sent or landed until a person approves.

Illustrative operating model

Runs on its own

  • Biz takes in each lead and checks the farmer’s address and herd.
  • A paravet is dispatched to the farm for the assessment.
  • Each assessment is checked for its ear tag, photos, videos and certificate.
  • Cleared cases are routed to the insurer and the bank.
  • A case running past its turnaround raises an alert.

A person approves

  • The policy, before it is issued.
  • The payout, before it is paid.
  • A new insurer or bank, before it is onboarded.
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04

What changed

  • Every lead carries its own proof from the field.
  • The assessment trail is auditable and tamper-evident.
  • Each partner sees only its own part of a case.
  • Turnaround is tracked on every case, from assessment to closure.
  • Partners read their own dashboards without leaving the system.
  • Leads move in bulk between the system and the partners’ systems.

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